If you are looking for Bill J's memorial page, please visit ABOUT BILL J.


In DA you can find a new way of living that offers recovery from compulsive debting and hope for a healthier, happier, more prosperous life. We suggest that you keep an open mind and attend at least six meetings as soon as possible. If you do not like one meeting, attend another. The important thing is to keep coming back.


Business Debtors Anonymous (BDA) is a distinct and dynamic but not separate part of DA, created to focus on the recovery of members of the fellowship who are business owners. Together, members of BDA support one another in applying the DA principles and tools when owning and running a business. 

However, as part of DA, there is no separate membership for attending Business Debtors Anonymous meetings. As it states in DA’s 3rd Tradition, "The only requirement for DA membership is a desire to stop incurring unsecured debt." This applies to both personal and professional debt. It is understood that paying bills for goods and services rendered according to agreed-upon terms does not constitute debting.

In modern times, BDA membership includes not only business owners, but also independent contractors and the self-employed. If you attend this or other BDA meetings, you will also hear members who are in management and sales positions, using the DA principles and BDA Tools to bring their recovery and spirituality into their work lives. Plus so many artists and writers and musicians. Oh, my!


Some BDA members are retired, or on fixed incomes for other reasons, and are working to develop multiple streams of income, some active income streams and some passive. Last but not least, BDA is home to countless members who have an idea or an inspiration for a business or simply a desire to be a business owner and are growing spiritually as they prepare to take new actions in pursuit of their visions.


All the DA members described here, and many more, are welcome to attend BDA meetings. Once more, because it's one of our most important DA and BDA principles, "The only requirement for DA membership is a desire to stop incurring unsecured debt." In our experience, every BDA meeting is a DA meeting, but not every DA meeting is a BDA meeting. 


From DA’s Notes to Newcomers:

“We suggest that you practice the principle of anonymity. Who we see and what we hear at meetings and in private conversation is kept confidential. This principle allows all members the freedom to speak openly and honestly without fear that our words or deeds may be used to harm us. Please respect the anonymity of all DA members.”


BDA Workshops is a registered DA and BDA group, # 122319, with plans to develop and provide a variety of BDA workshops over time. For now, we are offering the  BDA Solvency Immersion Conference,  each cycle taking six months. 

BDA Workshops was created, as a group, not only to carry the message of DA and BDA but also to provide grassroots fundraising services for all of Debtors Anonymous, primarily through services provided by BDA Help for Debtors (registered group # 7720). Our vision for combined 2021 contributions to the GSB and BDA Help for Debtors (registered group # 7720) is $15,000.


This cycle of workshops has been developed to support the spiritual and practical growth of our fellows in DA and BDA. In exchange, we ask for generous reciprocity in the form of 7th Tradition contributions, in this case as registration fees. The post-expense proceeds (expenses include $100 to the GSB each month) have been distributed directly to the BDA Help for Debtors (registered group # 7720), beginning in January 2021. The 


Additionally, related to our shared investment of time in our individual and collective recovery processes, each of the workshops in this six-month series is scheduled for two hours, and tightly scheduled at that. We ask that everyone who can: attend every workshop in the series; arrive on time; and stay through the end of each call. We promise you “will be amazed before you are halfway through.”

For best results, we suggest that each participant find someone from a previous  BDA Solvency Immersion Conference  to lead them through the Steps and workshop materials AND a “study buddy” in the group. Because time for sharing will be limited, “study buddies” will be well-served by reading their written responses to one another. If you must miss a workshop session, we ask that you work with your "study buddy" to stay up-to-date. We will also have time to stay on video conferences after each workshop for After Party

Our intended audience for the  BDA Solvency Immersion Conference  includes all DA and BDA members who want to lead their businesses, to provide their freelance services, or to serve in their paid positions, using the spiritual principles described in The Twelve Steps, Twelve Traditions, and Twelve Concepts of Debtors Anonymous: Thirty-Six Principles of Recovery. Using DA, BDA, and AA literature and many years of solvent experience, strength, and hope, we will share with you how we have applied each of the 36 principles above, plus the DA and BDA Tools, and the DA Promises. In the Tools sections, we will sometimes offer practical forms and examples that you can immediately recreate and use for yourself.

Our intended outcomes are threefold:

To connect the various elements of the DA program with the practical aspects of our BDA approach to doing business, developing a more complete recovery experience using the spiritual Principles, Tools, and Promises available to us.

To strengthen our BDA membership through coaching, mentoring, and connection of national and international members through a focused, committed, and structured recovery and sharing environment.

To support the GSB and BDA Help for Debtors (registered group # 7720) in the growth and development of our DA and BDA outreach and support services, including free conference-approved literature provided by BDA Help for Debtors (registered group # 7720) to anyone who requests it.


NOTE: To be clear, funds distributed to BDA Help for Debtors (registered group # 7720) will primarily be used for provision of free conference-approved literature for DA and BDA newcomers and members and for outreach to still-suffering debtors. You can see there Treasury reports and spending plans here.

If you do not yet have the following pieces of conference-approved DA and BDA literature — DA’s Currency of Hope; DA’s 12, 12, and 12 book; and a handful of DA and BDA pamphlets (ALL of the pamphlets if you're willing to receive an eBook) — the BDA Help for Debtors (registered group # 7720) welcomes requests for any one, any combination, or even all of these books and pamphlets if they will support you in getting and staying solvent (free of incurring new unsecured debt, no matter what, one day at a time) in DA and BDA. Please visit https://www.helpfordebtors.org/free-da-and-bda-literature to submit a literature request form.